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Came & Company

Enhanced Covers

Comprehensive insurance for community organisations

Enhanced cover includes everything included in the core level of cover plus any or all of the following upon request.

Property and contents cover

Property insurance for community organisations can cover any or all buildings, including landlords’ fixtures and fittings, outbuildings, extensions, annexes, adjoining gates and walls, together with other items such as general contents, street furniture, gates and fences, war memorials, playground equipment, mowers and machinery, sports equipment, natural and other sports surfaces.

Our optimal cover for property and contents covers commercial "all risks", including physical loss or damage in respect of fire; lightning, aircraft, explosion, riot, civil commotion, malicious damage, storm, tempest, and flood; theft following forcible entry to or exit from the building; damage resulting from burst pipes; impact and earthquake (but not in respect of buildings in the course of construction); plus accidental damage.

Business interruption covers, including:

Loss of revenue due to damage arising from an insured event under the property damage cover. Loss of revenue insurance for community organisations also covers increased working costs in relation to any additional expense you necessarily and reasonably incur, solely to prevent or limit a reduction in revenue.

Increased working costs following loss due to damage arising from an insured event under the property damage cover. We will pay your additional expenditure, enabling you to proceed as normal. 

Whether you are an existing client of Came & Company looking to discuss our enhanced cover offering or wish to switch from your exisiting insurance provider, please call us on 01256 395020 or email via charities@cameandcompany.co.uk and we will be happy to help.