Here For You - Sevenoaks District Council, Part 2

Money advice

If money is tight, you may benefit from seeking advice. There are a number of places to gain advice about maximising your income and to help you manage any debt. Below you will find details of agencies working locally and some national organisations that may be able to support you with your particular circumstances.

Help with your income

If you’re on a low income, you may be entitled to Universal Credit, Tax Credits and other benefits. There are many different forms of support available depending on your individual and household circumstances.

It’s worth checking online at http://www.gov.uk/benefits-calculators to see if you are entitled to additional help. Make sure you have details of your household savings, income (including pension and benefit payments), outgoings (such as rent, mortgage and childcare payments) and your Council Tax bill to hand.

The Money Advice Service

Easy to use, free and impartial money advice. Top pick for tools and calculators and budgeting help. Visit http://www.moneyadviceservice.org.uk

Debt advice

If you are struggling to pay your bills, seek help right away. The quicker you act, the more can be done to help you. The Government’s Money Helper service offers practical advice and money management tools. Visit http://www.moneyhelper.org.ukor call 0800 138 7777.

The National Debtline also provides free help. Visit http://www.nationaldebtline.org or call 0808 808 4000.

Citizens Advice

Citizens Advice offer free, confidential, impartial and independent advice to all members of the public on matters such as debt, benefits, housing matters, family issues and employment problems. Visit http://www.citizensadvice.org.uk

Turn2Us

A charitable service which helps people access the money available to them – through welfare benefits, grants etc. Visit http://www.turn2us.org.uk or contact their helpline on 0808 802 2000.

Christians Against Poverty A national charity, working across the UK to lift people out of poverty and debt by providing advice and practical support and help. Visit http://www.capuk.org