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The Parish Council is required to have in place the following, mandatory cover: 

Public Liability - covers legal liability to pay compensation to members of the public if they are injured or their property is damaged as a result of an accident caused by the Parish Council or one of its employees, including volunteers,

Employers' Liability - covers the Parish Council's legal liability to employees including volunteers, if they are injured whilst working for the Council,

Money  - covers loss of money and provides compensation for an accident sustained as a direct result of theft or attempted theft,

Fidelity Guarantee - covers loss which the Parish Council may sustain from fraud or dishonesty of employees,

Officials Indemnity - covers the Parish Council's legal liability for negligence of Parish Council Members (Cllrs), officials or members of the staff in pursuit of their duties,

Libel and Slander - covers the Parish Council's liability to pay compensation for libel contained in publications or slander uttered whilst carrying out their duties,

Legal Expenses - provides legal advice and protection for legal costs relating to a series of named 'actions'.

Personal Accident cover £100,000.

Our insurance is provided by BHIB Councils Insurance.


This page, last reviewed and updated: 10th June 2024.